Fred Daniel III – He has over 23 years of insurance experience with extensive expertise in the property and casualty area.  Fred has served on several insurance boards throughout the years.  He is the current President of the Hanover Insurance Company Agents Council for Oklahoma and Arkansas.  He is active in the United States Golf Association and in helping introduce under-privileged children to the game of golf.


 

Fred Daniel Jr – He has over 55 years of insurance experience with extensive expertise in the property and casualty area.  Fred has also served on several insurance boards throughout the years.  He is active in the civic community as well as the insurance community.


 

Debra L. Miller, CIC, AAI, Commercial Lines Manager – She has over 30 years of insurance experience with extensive expertise in the property and casualty area.  Debbie was past president of United General Agency, Inc. of Tulsa and has served on The Board of Directors for the Oklahoma Association of Insurance Agents.


 

Betty J. Ward, Personal Lines Manager – She has over 50 years of insurance experience, working for both insurance companies and agencies.  She joined the Agency over 10 years ago with extensive expertise in the personal lines area.


 

James D. Ruley – He has over 40 years of insurance experience with extensive expertise in the employee benefits area.  Jim is a life member of the Million Dollar Round Table.  Prior to joining Fred Daniel & Sons, Inc., he was the manager for Pacific Life.  He is an active supporter of Indian Health Care Resource Center and Life Senior Services.


 

Gregory M. Ruley, CFP® – He joined the Agency in 1996 as an insurance and investment broker.  He is a Certified Financial Planner (CFP), a registered advisor, and works with individual, commercial, and personal accounts.  He is active in the civic community as well as the insurance community.